Michigan Today — Home And Health Care

Real Hope and Change

Posts Tagged ‘Michigan’

Assistance Available Regarding Michigan’s Oil Spill

Saturday, August 14th, 2010

If you need to initiate a claim, request water or air

quality testing, or if you have any other spill-related

questions or concerns about health, the environment

or the clean-up itself involving the Kalamazoo River

Oil Spill affecting Marshall, Kalamazoo, or Battle Creek

Calhoun County Areas one may contact Enbrige

Community Centers:

Marshall

333 South Kalamazoo Avenue

Battle Creek

77 East Michigan Avenue
Commerce Pointe Building

Their hotline is 1.800.306.6837

Information is also available at

http://www.response.enbridgeus.com

The Centers are open from 8:00 a.m. to 8:00 p.m.,

seven days a week.

West Michigan Oil Spill

Thursday, July 29th, 2010

    Who would have thought that Michigan would have
a serious oil problem similar to Florida. Last Sunday,
July 25,2010, people in the City of Marshall called 911
complaining of oil fumes. The police went out on the call,
but did not find anything until Monday morning when oil was
spotted in the Kalamazoo River. Marshall is a quaint town
and holds the County Court near Battle Creek. Some workers
working in the middle of the City of Battle Creek today
complained that they could smell the toxic fumes and were
experiencing headaches. Some people are highly sensitive
to this smell. I walked downtown, but didn’t detect the odor,
but I am sure it is real.

It turns out that a fifty year old pipeline is to blame.
Officials are guessing that an oil pipe has rusted and broken
somewhere in the woods near the Kalamazoo River. The pipe
is part of the pipeline owned by a company called Enbridge.
To date (four days after the discovery), the broken pipe has
not been located. They did find an elbow pipe and cap exposed
that was all rusted and corroded. The pipe is about 30 inches
round and carries about 8 million gallons of oil a day. At this
particular time, it is estimated that about 1 million gallons of oil
has leaked out.

Consequently, the FEDs have ordered the pipeline totally shut down.
(At least the oil flow could be shut-off completely.) This pipeline runs
from Indiana all the way up into Onatario, Canada. The
Kalamazoo River runs into Morrow Lake and Lake Michigan. Citizens
living near the River are concerned about the oil coming into their
homes and affecting their drinking water. Many wells are quite
shallow. Calhoun and Kalamazoo Counties have experienced heavy
rainfall within the last week so the Kalamazoo River and creeks are high
and the currents are strong. Some homes built near the River and
surrounding creeks have flooded basements. The fisherman have
stopped fishing in their favorite fishing holes on the Kalamazoo River.
Small canoe rental businesses have shut down in the height of their season.

Oil booms are in place with trucks too, but Governor Granholm says
we don’t have enough yet. They are trying to keep the oil out of
Morrow Lake. Animal sanctuaries are also being set-up on Church
property and people are being told that they can help by donating
money to help save the wildlife. Hopefully, this spill can be halted
and contained before any oil reaches Lake Michigan. Michiganders
are worried about the oil, windmills, and Asian Carp invading this beautiful
pristine and scenic fresh water lake.

Granholm this spring spent a huge amount of stimulus money in ad
campaigns to get tourists to come visit this great State of Michigan and
until now the ads were attracting many visitors. Now, we are getting national
attention with President O’bama coming to Holland for a ground breaking
ceremony for a new lithium-ion battery Korean chemical plant and for
the oil spill. Well, at least some more jobs will be created due to this disaster.
Michigan’s unemployment rate is really in the double digits.

This oil spill does, though, honestly show how fragile our infrastructure is. Roads,
bridges, power companies, and pipelines are all old. Winters are cold and harsh
on our cars, roads and pipes. The State of Michigan is also broke. A lot of
stimulus money was spent to light up and dress up the sidewalks and roads of
each main street in all the towns of Michigan. Each town in Michigan now has
the same brick, handicapped curbless cuts, and lamp posts — attractive maybe,
but soon the money will all be gone.   Money was also spent to clean-up the
previously toxic Kalamazoo River.

Eventually, perhaps an inventor from Detroit will mass produce an automobile that
does not run on oil, but maybe water. We will be buying water instead or
maybe purchasing O’bama’s Volt when it drops from $40,000 to perhaps $12,000.
The technology is here, but the Statists, Oil Companies, and Wall Street are not
quite ready for the change. I have mixed feelings too, because I don’t think my
pocketbook can handle all of the needed changes. However, which is more
important, your health or your money? It’s on the horizon, and with more spills,
pushes and pulls, we will change and arrive in the 21st century. In the meantime, I can
see gasoline at the pumps and home heating oil skyrocketing this winter. Hopefully,
Michigan residents won’t freeze to death and will be able to afford a gallon
of gas to get to work if one is lucky enough to have a job. In the long run and
in hindsight, maybe O’bama is leading this country in the right direction. Yet, I
don’t agree with his socialistic and cap & tax policies. Private industry and the
free market, if given the proper economic climate and left alone, can produce
wonders!

If you are concerned about your health and all of the toxins in our environment,
please visit this site. It may just save your life and help your immune system.
Have a great day.

Foreclosure Will Stop With A Principal Balance Reduction Program

Wednesday, July 14th, 2010

     Are you facing foreclosure?  Then stop foreclosure by applying for

Michigan’s new Subsidized Program to help the hardest hit homeowners

or consider a Principal Balance Mortgage Reduction Program. 

     If you are a Michigan Resident who is/was temporarily unemployed or have

experienced a true hardship such as a medical problem, you may qualify

for a principal balance mortgage reduction program or some financial

assistant while you work-out a solution with your lender so that you

can keep your home.   You are asked to call your lender, mortgage company,

or service provider and ask for an application so you might be accepted for

Michigan’s recent subsidized mortgage program.  Michigan recently received

$154.5 million to subsidize mortgage payments for unemployed persons

seeking work.   You can also contact the Michigan State Housing Development

Authority’s website  at http://www.michigan.gov/mshda or call 866 946-7432

for more information.  However, you will be told to contact your lender or

mortgage company to obtain an application.

      If you want more information regarding a trustee Principal Balance

Mortgage Reduction Program call Dave Brigle at Foreclosure Prevention

Institute, LLC at 1.800.826.1929 (hotline).

     Stop Foreclosure Today!!!!

Dave Brigle, Managing Member
Foreclosure Prevention Institute, LLC
271 Viking Dr
Battle Creek, MI 49017
brigle@appraisaloffice.biz

http://ForeclosurePreventionInstitute.com

Free Consultation to determine best home solution

Save America by Stopping Foreclosure

Subsidized Mortgage Payments for Michigan’s Unemployed

Tuesday, July 13th, 2010

Michigan has received $154.5 million to subsidize mortgage
payments for unemployed persons seeking work. The state
is wanting to assist homeowners who are delinquent on
their mortgages due to temporary financial hardship
Michigan will subsidize mortgage payments for unemployed
persons seeking work. The state will also assist homeowners
who are delinquent on their mortgages due to temporary financial
hardship and assist with principal reductions for those who are
underwater on their mortgages.

Michigan expects to begin distributing funds by July 12;
timetables for four other states are not yet available.
So if a Michigan resident thinks that he/she qualifies it is
imperative that you apply now.

Five states (Michigan, Nevada, California, Arizona and Florida)
were chosen because each has experienced
a decline of 20 percent or more in housing prices since
the beginning of the housing crisis. An additional $600 million
has been designated, but not yet released, for programs being developed
in five other states with high unemployment levels – North Carolina,
Ohio, Oregon, Rhode Island, and South Carolina.

“When homeowners can’t make their mortgage payments it can be
devastating,” said Michigan Gov. Jennifer Granholm, welcoming the
announcement. “These funds will help unemployed Michigan homeowners,
and those who have fallen behind due to unforeseen circumstances such
as a medical emergency, to work out arrangements with their mortgage
lenders so they can remain in their homes.” Overall, this funding will further
those efforts and help stabilize neighborhoods and communities.”

It is important to understand that the people who qualify for these funds must
be only temporarily unemployed. They need to be able to
have income and/or a be rehired or land a job quickly so they can show that
they can support the mortgage. I predict that the funds will amount to about
3 mortgage payments.

Currently, people who have been receiving unemployment checks for the last two
years have been cut-off. So, this is in effect a way for government to show
compassion and attempt to find some money to assist the unemployed. The House
approved the unemployment extension, but the Senate did not have an opportunity
to vote on the extension since they went home for the 4th of July and summer recess.
Both Democrats and Republicans in the Senate would not agree to a compromise on
this issue. The Democrats could have passed an extension since they have control
of the Senate, but are running scared. The primary elections are just around the
corner (August).

Interestingly, though, this subsidy may still be a waste of citizen’s tax dollars, because it
is only a temporary band aid. If people are struggling or upside down in their home,
they need a real loan modification or better yet a principal balance reduction in addition
to providing extra funds to help homeowners become current with their mortgage payments.
Homes in Michigan have declined dramatically in value and so many homeowners owe much
more than their home is worth in terms of market value. Granholm says this will allow the
qualified applicants time to work-out a solution with their lender or servicing company.

However from experience, lenders and servicing companies have not acted in good faith
to really help people who are 20% or more upside down in their homes. Their idea
of helping the homeowner is to provide a forbearance agreement and maybe within
6 months or to a year a rate reduction to modify their loan if they can prove that they
can meet the terms of the forbearance agreement. A decrease in one’s interest
rate does help to some extent especially since many of the unemployed are having
to accept jobs at lower pay. But again, the lender or servicing company does not
guarantee a lower interest rate and the new terms are written to protect the bank
and with lots of wiggle room to break their promise. Sometimes, the lower interest
rate is good for only 3 years and then returns to the original agreement. Fifteen
Texas homeowners are currently suiing Bank of America (BAC) for not acting in
good faith and being abusive in their practices. Last May BAC was offering the
following program for a principal balance reduction:

  • The maximum amount of principal reduction will be 30%
  • Will be available to homeowners nationwide
  • Limited to adjustable rate mortgages
  • Program starts in May
  • Must qualify for Making Homes Affordable Program
  • Missed at least two consecutive payments
  • Can demonstrate that a financial hardship prevents
    them from making payments at the current level

We are told The Michigan Housing Development Authority is behind this attempt. It is
like a pilot program to see if principal balance reductions in FHA loans will really be
successful in helping homeowners stay in their homes and in stablizing the housing
markets. Banks are very fearful of homeowners being so disgusted with the bailed-out
banks and the uncaring lenders and servicing companies by taking matters into their
own hands and strategically just walking away from their homes. Principal balance
reductions were not to be tried until all else failed, and then the banks still don’t
want to lose any money.

In November of 2009, government officials said that they were pressing mortgage
companies hard to improve their performance, but the $50 billion plan’s progress was
disappointing and obtaining a loan modification to this date remains a battle. One
tool to use to force a loan modification and/or principal balance reduction is a
forensic mortgage audit to find errors, mistakes and/or fraud on the most current
closing mortgage papers and appraisal used when originating the loan. If one can
show any type of error or fraud, then one can negotiate directly with the lender’s/
bank’s legal department. They are also more careful and attentive when a homeowner
uses an attorney.

If you, the reader (homeowner), would like more information regarding principal
balance reduction, forensic audits, and/or foreclosure call Dave Brigle, Managing
Member of Foreclosure Prevention Institute, LLC at

1.800.826.1929

.
He will gladly talk to you and provide you with a strategic solution to your
housing situation.

Saving the American Dream 800.826.1929

Trustee Principal Reduction Mortgage
FHA Principal Balance Reduction Mortgage

Dave Brigle, Managing Member
271 Viking Dr
Battle Creek, MI 49017
1.800.826.1929
brigle@appraisaloffice.biz

http://ForeclosurePreventionInstitute.com

Today’s Fight For Our Freedom

Sunday, July 4th, 2010

Today is the Fourth of July and let us never forget those 56 Americans
who risked everything including their lives, fortunes, and honor as
they signed the Declaration of Independence. Did you know 5 of those
men were captured and incarcerated; several lost wives, sons, or entire
families; one lost his 13 children; and two wives were brutally treated.
Furthermore, all were at one time manhunted and driven from their homes;
and twelve had their homes burned to the ground. Seventeen lost everything
they owned, but not one betrayed their word or defected back to England.

Perhaps each of us should read the Declaration of Independence and
consider these inspiring words: “We hold these truths to be self-evident,
that all men are created equal, that they are endowed by their Creator with
certain unalienable rights, that among these are Life, Liberty and the pursuit
of Happiness. Many lives were sacrificed to these high ideals and for the
cry of “Freedom.”

Can today’s leaders really be considered “true” Americans like these
56 heroes?  Overall, we see our Congressmen taking away our freedoms
little by little for what is thought to be for our own good and under the guise of
“security.” Most act like elitists and are attempting social engineering
of our culture while ignoring our constitution and constitutional rights. The
would-be next Supreme Court Justice Kagan does not believe in or even
understand the words “that all men are created equal, that they are endowed by
their creator with certain unalienable rights….” President O’bama said, “he is
redistributing our wealth” regardless of the fact that we earned our income and
purposefully saved our money. Furthermore, our legislators are taxing us without
representation through fees and licensing laws. Try to create or start-up a small
business in this type of economic climate and with the unprecedent historically
high capital gains tax that is to be implemented in January of 2011.

In essence, we are to be equal in terms of our income; and furthermore the powers
to be would prefer that the middle class not be working — for then they are
dependent on government handouts. Even Madame Pelosi said in effect that jobs
are created by extending unemployment benefits. Our society is to return to the
European style of living. We are to be “subjects” and to live out our lives in poverty
and debt. Republicans and Democrats alike are ensuring that even future generations
will be indebted before they are born by bankrupting this nation and increasing our
taxes. California, Illinois, and New York are technically bankrupt as we speak. Public
employees have been paid with “I owe you’s” or are having their wages cut to the
minimum wage limit. I would say that most of us can relate to this as we in the private
sector have seen our net pay decreased or have been forced to retire; and by 2012
we will be oweing the government much in terms of income taxes. Furthermore, we
will be immobile, because either gasoline will be scarce; or the cap and tax bill will
make energy and fuel unaffordable.

This is a “Grand Design” by mostly the Democrats who have had unchecked power.
They are able to blame the Republicans and Capitalism for the financial mess; and
can say that free enterprise does not work, while they pass legislation that forces
banks away from their conservative practices, and deem budgets passed without a
vote. Due to the 2001 terrorist strike on the twin towers, President George W. Bush
basically ignored our problems at home. President O’bama, on the otherhand, does
not care about foreign policy and continues to apologize to our foes so he can
concentrate on changing our domestic policy, and so his wife can finally be proud of
“America.” We need to suffer like “her people” have suffered and other poverty
stricken nations have suffered for over two hundred years.

Reading this seems bleak. Yet, there still is an “American Spirit” that will not perish.
Seventy percent of us in this great nation have an opportunity and a duty to cast
our vote in the August Primary and then in the National Election in November to
throw out these gutless congressman or the traitors within whether they be called
Democrats or Republicans. The Rhinos and central planners have ignored us and so
should “fear” us and the tea parties. We are not organized by any community
organizer, but what holds us together is our conservative values and the “cry for
freedom.” We will take this country back!

Grand Rapids Tea Party, July 3, 2010 at Riverside Park:

Want to Save Your Home From Foreclosure and/or Obtain Debt Relief?
Then call Foreclosure Prevention Institute for a Principal Mortgage Reduction and/or
Debt Settlement. We will be glad to evaluate your situation for free and to
provide the best solution for you depending upon your goals.

Dave Brigle, Managing Member
Foreclosure Prevention Institute, LLC
271 Viking Dr
Battle Creek, MI 49017
800.826.1929

The Great Depression in Michigan & the Gulf

Tuesday, June 29th, 2010

     Next week, 87,000 people in Michigan will be losing their unemployment

benefits.  Many people have been unemployed for two years, and are

finding little change in the availability of jobs.  In Michigan, many people

laid off were labor union workers who are used to being laid-off and still

drawing pay close to their regular pay, and until now have not really

tried to find a job.  Personally, I know of several people who have enjoyed

the time-off, but are going to be in for a rude awakening.  Our churches are

preparing for a huge run-on food when about 300,000 people will be losing

their benefits come October.   People are being asked to apply now for

heating credit and food assistance now, because the State will be swamped with

requests.   Lines are forming for blocks.

     Now, we at least have clean water and air in Michigan.  I really am concerned

about the States touching the Gulf.  I heard on the news today that a hurricane could

bring in not only the oil sludge, but also methane gas.  The news media says that the

methane gas could be worse than mustard gas, and so one should suspect that there will

be possible evacuations.   This, of course, could be just a scare tactic, because logic

would have one believe that the high winds from a hurricane would dissipate any

gas fumes.  In any event, I would not want to smell any fumes from the oil spill.

     Life certainly is not normal and I see no relief in sight.   Robberies are up, and

people on the street are worried.  If not a terrorist strike, then some say perhaps a civil

war due to the divisiveness between the progressives and conservatives in this society.

 That is why it is so important to get prepared for any threat, and also to get  out and vote.

We need a leader and a Congress and Senate that will get this economy going again by

lowering taxes and showing fiscal responsibility.   People want to work.   Our constitution

and way of life is in serious jeopardy.   The national debt is over 60%. 

     If you need debt relief, call Foreclosure Prevention Institute, LLC and inquire

about a prinipal reduction on your primary residence’s mortgage.  Talk to

Dave Brigle, Managing Member.  He has 30 plus years in the foreclosure and

real estate industry.  Call 800.826.1929 today.

Saving the American Dream 800.826.1929

Foreclosure Prevention Institute, LLC
271 Viking Dr
Battle Creek, MI 49017
800.826.1929
dbrigle@appraisaloffice.biz

http://www.foreclosurepreventioninstitute.com

Principal Reduction Stops Foreclosure

Wednesday, May 19th, 2010

Saving the American Dream 800.826.1929

Foreclosure hurts not only families, but also communities.
Home values are decreased and empty houses invite crime and
drugs into the community. The government bodies are also
hurt by a decrease in tax revenue. Businesses also decline
with a rash of foreclosures.

Foreclosure Prevention Institute, LLC located in Battle Creek
and Grand Rapids has been helping homeowners keep their homes
for five years now. There are many reasons for foreclosure. FPI
has helped homeowners who have experienced loss in employment,
loss of income, change in marital status, serious illness, adoption,
disability, closure of business, and death of spouse, etc. They are a
national company, but started out servicing Western Michigan.

Usually, there are many problems associated with the
foreclosure – financial, emotional, legal, fraud, bankruptcy, appraisal,
time-lines, eviction issues, adjustable rate mortgages etc. Having 30
plus years in the real estate industry and the foreclosure market, allows
Foreclosure Prevention Institute, LLC to tackle problems that most
companies or lawyers would turn away.

Various options are discussed depending on the needs and wants
of the homeowner. If the homeowner has income or the means to
afford the mortgage, problem-solving negotiations is begun. It usually
entails a forensic audit of the mortgage and appraisal; and modifying of
the loan with a mortgage principal reduction. They usually approach
the lender’s legal department and not the servicing hope or resolution
department. Legal departments tend to have the authority to
negotiate terms and settle disputes. Referrals are made to attorneys,
real estate agents, appraisers, and rental companies when needed to
stabilize the home situation. Their fees are nominal and basically cover
the hard costs spent to save someone’s home. Pre-qualifications are conducted
in regards to applying for a Principal Mortgage Reduction.

If a homeowner owes 20% more than the home is worth, and has
income to support the new modified loan, new rates and terms can
usually be negotiated to reduce the principal of the mortgage. A
simple loan modification rarely reduces the principal. This program
is unique to Foreclosure Prevention Institute, LLC since private
money is used. It is similar to a refinance, but one can have either
good or bad credit — it doesn’t matter. It is a popular program and
provides real hope and change for the homeowner.

You can find out more about their services by calling 800 826-1929
and talking to Dave Brigle, Managing Member of Foreclosure Prevention
Institute, LLC. You may also email him at db@michiganhomeloaninc.com.

Foreclosure Prevention Institute, LLC
271 Viking Dr
Battle Creek, MI
800 826-1929

http://ForeclosurePreventionInstitute.com

Michigan Needs Freakin’ Jobs

Friday, May 14th, 2010

[/caption]

I Need A Freakin' Job

     INAFJ.org posted a billboard to let visiting President O’bama

and his entourage know that People in Buffalo, New York desperately

need freakin’ jobs.   Critic say that he has not done enough

to get people back to work.  

     I just want to let you know that if someone in Michigan

 needs a job or has a job opening I will certainly post it

to this blog.   I know a lot of people all over the country are hurting and needing jobs

to support their families and themselves.   Congress just doesn’t get it. ..”Oh, the economy

could have been worse if we hadn’t spent all of this stimulus money.”  Well, just tell that

to the millions who have lost their home, life savings, business, marriage, jobs and/or health

due to this long term recession of joblessness.

     USA is Greece!   The problem is that even if one is lucky to generate an income or have a job

our paper money is going to be worthless due to coming inflation from overspending; or will be

stolen through all of the taxes now being proposed and implemented.   Remember, many of

the Cities and States across this once great nation are broke due to a decrease in tax revenue.

Gee, I wonder why?  Dummy, no one is able to pay taxes, because many have no jobs.   Thank

you NAFTA and all you democrats and so-called Republicans. 

     Case in point, in Grand Rapids, Wyoming and Kentwood, Michigan taxpayers

approved a 1% tax hike to save their fire and police departments.  If they hadn’t,

homeowners were told that their hazard homeowners’  insurance policies would

increase due to the closing of neighborhood fire departments.   So taxpayers had

little choice, but to follow the advice of the politicians and vote for safety.

     Then to thank the taxpayers for their vote, the Cities now want to have the

property owners pay the utility bills for street lights.  As many Michigan

citizen’s know many of the street lights in towns throughout Michigan were purchased

and installed through Federal grant and stimulus money.   Our response back is

just “turn off the lights” and through the “rats” out!   Enough is enough.   Bring back

our jobs or at least get out of our way and allow the private sector and small businesses

to create well-paying and stable jobs.

Dave Brigle, Managing Member
Foreclosure Prevention Institute, LLC
271 Viking Dr
Battle Creek, MI 49017
800.826.1929

Save America by Stopping Foreclosure 1.800.826-1929

Join Our Team!   Become An Affiliate

Rumor Has It —- Wake up Fellow Americans!

Wednesday, May 5th, 2010

Congress does not understand why many people are becoming
disgusted with the direction our country is taking, but maybe
I can shed some light and help people wake-up and stand-up to
say, “Enough.” In Michigan and the Midwest, many of us
believe in rugged individualism. We don’t expect the government
to solve all of our problems. However, we do expect the
government to stay out of our way. All it needs to do is protect
us from foreign and domestic terrorists; and assist us in natural
or man-made catastrophies.

In the last depression back in the 1930′s, we pulled up our bootstraps
and worked hard to grow and prosper. The Auto Industry, Steel Industry,
Oil Industry, and other manufacturing companies valued sweat equity,
and loyalty, and eventually paid a decent wage. In the 1940′s, men and
women fought for our freedom, and the opportunity to pursue happiness.

Private Enterprise created opportunity and through education, hardwork,
and may be with a little luck or good timing we achieved and enjoyed a good
life for about 50 years. We were happy. Discrimination lessened through
the Civil Rights movement in the 1960′s.

Now the “good life” for middle America is being stripped away from us little
by little. The Government allowed our manufacturing companies to move
South through NAFTA so they could become competitive in a “global” economy.
Then the government started pushing multi-culturalism to rid of racism and to
show we may be different, but we are all the same. Yes, most people do want
opportunity, but not “free” handouts.

Actually, people develop pride when they succeed through their own competing
efforts. However, the government in the 90s especially through the educational
system suggested competition is unhealthy. The premise being that everyone is
equal and has the ability to learn the same things and therefore should be given
the same things whether they earned it or not. Classic example, everyone should
own a home regardless of effort and whether they can afford it or not.

Now, in steps the government to solve the housing foreclosure crisis and mess
that they helped create, and to provide government jobs through trillion of dollars
of stimulus money that we will eventually be paying back. In the meantime, people
are out of work. Government employees keep their jobs and are being paid salaries
at a much higher rate than in the private sector. Furthermore, the borders are left
open to allow any illegal to come in and take jobs and use our precious financial
resources.

All we can do is just sit around to watch families, states, and cities go bankrupt
along with countries like Greece. At least, everyone except the elitists will be
broke and poor. AIG, and the “Banks” remain solvent with bailouts from the Feds,
but the Feds forced General Motors into bankruptcy.

Now, I hear that the government is about to strip away the pensions from the
workers from old GM. States are also readying to strip away pensions from teachers
and public employees. Actually, all pensions are at risk since many private companies
are going bankrupt. Social Security (the Ponzi scheme it is) will or is also bankrupt.
So even though, we played by the government rules, I guess we will all be paupers
and serfs — no savings, pensions or social security as promised. No health insurance
either, only $1,000 dollars in fines for not buying health insurance, higher taxes for
safety purposes (Police and Fire), and Fees for licenses, permits, and services.

Rumor has it that Fed Ex and UPS are endangered of being overtaken by the
government. The US Postal Service is losing money and cannot compete against
the “Brown uniforms.” Want to transfer funds between bank accounts? NPC who
overtook National City now charges $10.00 to do just that unless you do it yourself
online. Another rumor involves putting a meter on your well, so cities can charge
you for water usage? Fruit, dairy and vegetable farmers ought to be outraged
at this thought.

Americans are taking “note.” Fed-up with the lawlessness, Arizona took charge to
do what the Federal Government refuses to do. At least, they recognize rules should
be followed and laws be enforced. This is fairness and opportunity for all who play
by the rules. I have to show my identification whereever I do business.

It basically, comes down to the Constitution. Quit ignoring the constitution and our
inalienable rights. Our Constitution is what made this Country “GREAT!” No
apology is necessary — just ask Iraqis who once lived under a brutal dictator.
Thank you President Bush for your steadfastness and knowing what is “right.”

We have the manpower, natural resources, and knowledge to once again become
a great society. Our greatest power will be at the ballot box when we send a
clear message that our country needs to move to the right rather than continue
moving to the far left. Given fairness, freedom, and opportunity, we can succeed
once more. Otherwise, we will wake-up one day to China owning and controlling
us.  They did buy our debts and “I Owe You’s.”   When you think about it, China
well may be the true “Master” and Mortgagor. Their growing population and
wealth can certainly overtake us within 20 years or less if we don’t wake up soon.

Stopping Foreclosure!

Saving the American Dream 800.826.1929

Dave Brigle, Managing Member
Foreclosure Prevention Institute, LLC
271 Viking Dr
Battle Creek, MI 49017
Hot Line: 800 826-1929 Call Today and Get Relief!
http://ForeclosurePreventionInstitute.com

The Pundits Are Economically Optimistic

Tuesday, April 27th, 2010

    On the way to work this morning, the news on the radio was
highly optimistic. Ford Motor Company, Chrysler, and GM (Government
Motors) reported stunning profits in all markets. Ford Motors expected last
quarter to show earnings of about 1 billion dollars, so the executives were
pleasantly surprised to earn 2.1 billion dollars in profits. The Ford 150 and
the Ford Taurus were the biggest winners. Even Toyota is trying to stay
competitive although I didn’t hear what type of hit they took. Overall,
consumers are looking to see what’s new since we have been away from
the showrooms for so long. There seems to be lots of interest in automobiles
like Toyota’s hybrid, The Prius.

What does this mean for Michigan? Michigan is still a leading manufacturing
state, so one can expect as production increases, these companies will begin to
hire, and all the little businesses connected to the auto industry will also show some
healthy growth if they survived this recession.

Interestingly, though, the Stock Market dropped about 213 points or so. This
could be a reflection of the happenings in Washington DC. Goldman Sachs took
blazing reprimands on Capital Hill. The Democrats are wanting to reform the banking
industry to ensure there isn’t another financial catastrophe. Actually, they are wanting
to plug up the leak that President Clinton created when he dismantled the financial
safeguards during his last term of office, and that they had ignored all through President’s
Bush’s two terms in office. The losses could also be an indicator that the Stock Market
is not directly tied to the gross national product, but more to a craps table or
perhaps it maybe reflective of the insurance industry’s projections. My health insurance
company is predicting a 17% increase in premiums…thank you Congress. Congress is also
tossing out a rumor of a national sales tax to pay down on the trillion dollar debt.

Out on Main Street, people are still hurting. I hope jobs will be coming. College
graduates are taking low paying menial jobs. Any kind of job, though, is better than
none. In Hillsdale County, the unemployment rate is posted at 18%, but the true
statistics is probably closer to 30%. Teachers, firefighters, and policemen are now
being laid-off across the State. A consequence will be higher house insurance rates
since insurance risk factors increase — no one is available to respond to a house fire.
The only way to solve this problem is for taxpayers to vote for higher taxes which
probably won’t happen since many people are out of work, have lost their homes,
are struggling to pay their bills, have taken paycuts, and/or have lost their pensions
or life savings. Social security will be next on the chopping block.

No, all is not well. We are told it could be a lot worse if there had been no
pumping up of the economy with the various stimulus packages. Well, you can count
on higher taxes, higher interest rates, more fees, and inflation. Crude oil is now $83.00
a barrel, so gasoline at the pump today rose to about $3.00 per gallon. It is going to
be a long hot summer. Arizona has already heated up with their new law regarding
the treatment of illegal immigrants. The “States” are finally getting Washington D.C.’s
attention. Perhaps, we will also get their respect come November — that is my
optimism. Voting out those drunken deal makers and spenders in Washington will
certainly bring back confidence in all financial markets including my pocketbook. I
may then be able to buy a car, but of course with cash. To borrow from a bank is
just plain stupid — sorry Wall Street.

If you want to get out of debt, consider a debt settlement or a principal balance
reduction if you are upside down in your home. Call Foreclosure Prevention Institute,
LLC at 800 826-1929 today to get started.

Save America by Stopping Foreclosure

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