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<channel>
	<title>Michigan Today -- Home And Health Care</title>
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	<link>http://michiganloanhomeinc.com</link>
	<description>Real Hope and Change</description>
	<lastBuildDate>Fri, 20 Apr 2012 05:12:17 +0000</lastBuildDate>
	<language>en</language>
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		<title>Free Cheese Anyone?  Teachers &amp; Retirees &#8212; You&#8217;ll Need It!</title>
		<link>http://michiganloanhomeinc.com/3287/free-cheese-anyone-teachers-retirees-youll-need-it/</link>
		<comments>http://michiganloanhomeinc.com/3287/free-cheese-anyone-teachers-retirees-youll-need-it/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 05:08:13 +0000</pubDate>
		<dc:creator>Janet Caldwell</dc:creator>
				<category><![CDATA[Conservatism]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[Coldwater]]></category>
		<category><![CDATA[entitlements]]></category>
		<category><![CDATA[Lansing Legislature]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[tea party]]></category>
		<category><![CDATA[teacher bashing]]></category>

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		<description><![CDATA[State Senator tells tea partiers that we
"teachers" should not feel attacked, but
he places us in the same class as the 24 year old
welfare receipient who won the millionaire jackpot
and yet continued to collect food stamps, because
her mind-set involved entitlement.   So teachers be
ready to join the free cheese line.


]]></description>
			<content:encoded><![CDATA[<p><div id="attachment_3305" class="wp-caption alignleft" style="width: 160px"><a href="http://michiganloanhomeinc.com/wp-content/uploads/2012/04/Free-Cheese-in-Michigan.jpg"><img src="http://michiganloanhomeinc.com/wp-content/uploads/2012/04/Free-Cheese-in-Michigan-150x150.jpg" alt="" title="Free Cheese in Michigan" width="150" height="150" class="size-thumbnail wp-image-3305" /></a><p class="wp-caption-text">More Teacher Bashing in Lansing</p></div>&nbsp;</p>
<p><em>Luncheon Menu:  Cheese,Rice and More Beans</em></p>
<p>Over lunch the other day with some</p>
<p>retired teacher friends, our hostess</p>
<p>informed us of some new legislation</p>
<p>coming our way to cut our pension and</p>
<p>tax us some more regarding our health</p>
<p>insurance.   I&#8217;m told its been in the works</p>
<p>for at least a year.  Then today, I hear a</p>
<p>State Senator tell tea partiers that we</p>
<p>&#8220;teachers&#8221; should not feel attacked, but</p>
<p>he places us in the same class as the 24 year old</p>
<p>welfare receipient who won the millionaire jackpot</p>
<p>and yet continued to collect food stamps, because</p>
<p>her mind-set involved entitlement.</p>
<p>I wanted to scream to him that I worked</p>
<p>two jobs as a single mother to pay for my</p>
<p>college tuition, then taught and dedicated</p>
<p>my life to teaching for 35 years, took wage</p>
<p>concessions over these years, and also paid</p>
<p>into my retirement fund, so I EARNED</p>
<p>this pension.  Furthermore, a promise was made.</p>
<p>So don&#8217;t tell me Senator that this pension can be</p>
<p>equated to a meager entitlement status.</p>
<p>The reality, though, is that today the public</p>
<p>school employee pension fund faces an 8 billion</p>
<p>dollar deficit.  So this &#8220;dear&#8221; Senator is obligated</p>
<p>to tell us in all honesty and in fairness for the public</p>
<p>good, we must sacrifice and be expected to pay</p>
<p>more for our health insurance,  be taxed more,</p>
<p>and receive less &#8212; otherwise our pension fund will</p>
<p>go bankrupt.   Well, how in the heck did we get into</p>
<p>this pickle in the first place?  I guess this Senator</p>
<p>forgot or is maybe too young to remember that it was</p>
<p>Republican Governor Engler who raided and defunded</p>
<p>our pension fund.  He took the money and placed it in</p>
<p>the general fund.  Then the State simply spent the money.</p>
<p>The State cannot replace the money due to this poor</p>
<p>economy.   The legislature made it even worse by strongly</p>
<p>encouraging highly paid educators and support staff to</p>
<p>retire to make room for the younger generation and so school</p>
<p>districts could save money.   Thus, eighty thousand school</p>
<p>employees retired.  I, personally, didn&#8217;t want to retire until</p>
<p>I was 65 year old, but one could see the writing on the wall.</p>
<p>Leave graciously and voluntarily, or deviously be pushed-out.</p>
<p>Oh, woe is me.  I know, I know &#8230; you readers in the private</p>
<p>sector can&#8217;t sympathize with my fate, because you&#8217;re in</p>
<p>worse shape than any old union worker.   I can relate,</p>
<p>because my self-employed husband quit working</p>
<p>within his occupation and retired, because he could</p>
<p>not make enough money to cover all of the licensing</p>
<p>and insurance fees.  Everytime, anyone tries to work,</p>
<p>one is faced with licensing regulations, paying taxes</p>
<p>disguised as fees, and having to cover continuous</p>
<p>educational costs.   There are a lot of stupid people</p>
<p>going to school in hopes of finding a job, but ending</p>
<p>up with a just a huge pile of debt from school loans.</p>
<p>So at this time, there seems to be no hope especially</p>
<p>for the younger generation due to government</p>
<p>out-of-control spending and restrictions.</p>
<p>I, thus, can&#8217;t really blame that 24 year old girl&#8217;s attitude</p>
<p>about expecting government handouts.   Heck, that girl</p>
<p>probably had to pay 50% or more in capital gain tax</p>
<p>and most likely will be broke within a year.   If she</p>
<p>invests in Wall Street, the white collar bandits will</p>
<p>steal her money; if she buys a home she will lose it to</p>
<p>high property taxes; and if she puts it in a bank</p>
<p>hyper-inflation in 2013 will rears its ugly head and</p>
<p>swipe her money.</p>
<p>With Obamacare, we&#8217;re all suppose to just wither away</p>
<p>or live in a little hut.   If you are lucky to live in Michigan</p>
<p>you might survive by winning the lottery, or by cashing in on</p>
<p>a Casino jackpot in your friendly neighborhood casino, or</p>
<p>by just watching your grass grow.  If you do</p>
<p>possibly land a government or union J.O.B. you might</p>
<p>get to rent and drive a government motor&#8217;s car.</p>
<p>I say rent, because they are quite unaffordable</p>
<p>considering a worker&#8217;s wage.   Be careful though</p>
<p>you might get fired for being late to work.  One</p>
<p>can only drive 35 miles before having to recharge.</p>
<p>Don&#8217;t even think about being self-employed or</p>
<p>being in sales.  Imagine paying $10 a gallon</p>
<p>per mile or pulling a trailor to your job site</p>
<p>with one of those electric go carts.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<item>
		<title>Why The American Flag is Folded 13 Times</title>
		<link>http://michiganloanhomeinc.com/3270/why-the-american-flag-is-folded-13-times/</link>
		<comments>http://michiganloanhomeinc.com/3270/why-the-american-flag-is-folded-13-times/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 03:23:25 +0000</pubDate>
		<dc:creator>Dave Brigle</dc:creator>
				<category><![CDATA[Conservatism]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[American Flag]]></category>
		<category><![CDATA[Kenneth Kurtz]]></category>
		<category><![CDATA[State Representative]]></category>
		<category><![CDATA[tea party]]></category>
		<category><![CDATA[thirteen folds]]></category>

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		<description><![CDATA[  Last summer, we attended a military funeral service at Fort Custer for a friend&#8217;s Dad who served in World War II.   During the ceremony in laying this Veteran to rest, the flag is folded 13 times and presented to the family. Today we had the honor of meeting with State Representative Kenneth Kurtz at a Tea Party Rally in [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_3291" class="wp-caption alignleft" style="width: 160px"><a href="http://michiganloanhomeinc.com/wp-content/uploads/2012/04/Flag-Thumbnail.jpg"><img class="size-thumbnail wp-image-3291" title="13 Folds" src="http://michiganloanhomeinc.com/wp-content/uploads/2012/04/Flag-Thumbnail-150x150.jpg" alt="" width="150" height="150" /></a><p class="wp-caption-text">Flags are folded 13 times</p></div>
<div class="mceTemp"> </div>
<p>Last summer, we attended a military funeral service at<br />
Fort Custer for a friend&#8217;s Dad who served in World<br />
War II.   During the ceremony in laying this Veteran to<br />
rest, the flag is folded 13 times and presented to the family.</p>
<p>Today we had the honor of meeting with State Representative<br />
Kenneth Kurtz at a Tea Party Rally in Coldwater, Michigan.<br />
He reminded us why the flag is folded 13 times:</p>
<ul>
<ul>
<ul>
<ul>
<li>The <span style="color: #ff0000;">first fold</span> of our flag is a symbol of life.</li>
<li>The <span style="color: #ff0000;">second fold</span> is a symbol of our belief in<br />
eternal life.</li>
<li>The <span style="color: #ff0000;">third fold</span> is made in honor and<br />
remembrance of the veterans departing<br />
our ranks who gave a portion of their lives<br />
in the defense of our country and to attain<br />
peace throughout the world.</li>
<li>The <span style="color: #ff0000;">fourth fold</span> represents our weaker<br />
nature.  We turn to God in times of peace,<br />
as well as in times of war, for divine guidance.</li>
<li>The <span style="color: #ff0000;">fifth fold</span> is made as a tribute to our<br />
country in dealing with other countries,<br />
may she always be right; but is still our<br />
country right or wrong.</li>
<li>The <span style="color: #ff0000;">sixth fold</span> represents where our hearts<br />
lie.  It is with our hearts that we pledge<br />
allegiance to the flag of the United States of<br />
America, and to the Republic for which it<br />
stands, one nation under God, indivisible,<br />
with liberty and justice for all.</li>
<li>The <span style="color: #ff0000;">seventh fold</span> is made in tribute to our<br />
our armed forces.   It is these brave men and<br />
women who protect our country against<br />
her enemies, foreign or domestic.</li>
<li>The <span style="color: #ff0000;">eighth fold</span> is in honor of mothers, for<br />
whom the flag flies on Mother&#8217;s Day.</li>
<li>The <span style="color: #ff0000;">ninth fold</span> is a tribute to woman hood.<br />
The faith, love, loyalty, and devotion of<br />
women helped to mold the character of<br />
countless men and women who have made this<br />
nation great.</li>
<li>The <span style="color: #ff0000;">tenth fold</span> is a tribute to fathers.  They, too,<br />
have given their sons and daughters for the<br />
defense of our country.</li>
<li>The <span style="color: #ff0000;">eleventh fold</span> represents the lower<br />
portion of the seal of Kind David and<br />
King Solomon, glorifying the God of<br />
Abraham, Isaac, and Jacob.</li>
<li>The <span style="color: #ff0000;">twelfth fold</span> represents an emblem<br />
of eternity and glorifies God the<br />
Father, God the Son, and God the<br />
Holy Spirit.</li>
<li>The <span style="color: #ff0000;">thirteenth fold</span> brings the stars<br />
uppermost, reminding us of our nation&#8217;s<br />
motto, &#8220;In God We Trust.&#8221;</li>
</ul>
</ul>
</ul>
</ul>
<p>When our flag is completely folded, it takes<br />
on the appearance of a tri-corner hat,<br />
reminding us of the soldiers who served under<br />
General George Washington, the sailors and<br />
marines who served under Captain John Paul<br />
Jones, and all who followed in the U.S. armed<br />
forces. They have preserved the rights,<br />
privileges, and freedoms we enjoy and celebrate<br />
today.</p>
<p>So you can imagine the outrage to those of us who love<br />
freedom and our country, and the many veterans who<br />
fought, sacrificed, and gave so much in the defense<br />
of this great nation to see the American flag<br />
descrated with Obama&#8217;s face replacing the field of<br />
stars at the Democratic Headquarters in Florida,<br />
and to observe some idiot Obama supporter proudly<br />
displaying the Obama flag.</p>
<p><a href="http://www.gophouse.com/kurtz.htm">http://www.gophouse.com/kurtz.htm</a></p>
<p>email:  <a href="mailto:kennethkurtz@house.mi.gov">kennethkurtz@house.mi.gov</a></p>
<p>Toll free (866) 362-8812</p>
]]></content:encoded>
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		<item>
		<title>Who were the first birthers?</title>
		<link>http://michiganloanhomeinc.com/3265/who-were-the-first-birthers/</link>
		<comments>http://michiganloanhomeinc.com/3265/who-were-the-first-birthers/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 16:53:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conservatism]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[birther movement; noncitzenry]]></category>

		<guid isPermaLink="false">http://michiganloanhomeinc.com/?p=3265</guid>
		<description><![CDATA[Bill Clinton started the birther issue.  See insider video.]]></description>
			<content:encoded><![CDATA[<p>Are we a nation of laws?<br />
Is it important to follow the constitution?</p>
<p><a href="http://www.westernjournalism.com/clinton-insider-bill-clinton-is-a-birther/">http://www.westernjournalism.com</a></p>
<p>/clinton-insider-bill-clinton-is-a-birther/</p>
<p>&nbsp;</p>
]]></content:encoded>
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		</item>
		<item>
		<title>The Barnyard in 2012</title>
		<link>http://michiganloanhomeinc.com/3261/the-barnyard-in-2012/</link>
		<comments>http://michiganloanhomeinc.com/3261/the-barnyard-in-2012/#comments</comments>
		<pubDate>Sun, 25 Mar 2012 00:06:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Conservatism]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[Iniative]]></category>
		<category><![CDATA[tea party]]></category>

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		<description><![CDATA[This is from the Branch County Tea Party: Take a minute and go to all the way to the end Subject: The barn yard The Little Red Hen version 2012 &#8220;Who will help me plant my wheat?&#8221; asked the little red hen. &#8220;Not I,&#8221; said the cow. &#8220;Not I,&#8221; said the duck. &#8220;Not I,&#8221; said [...]]]></description>
			<content:encoded><![CDATA[<p>This is from the Branch County Tea Party:</p>
<p>Take a minute and go to all the way to the end</p>
<p>Subject: The barn yard</p>
<p>The Little Red Hen version 2012</p>
<p>&#8220;Who will help me plant my wheat?&#8221; asked the little red hen.</p>
<p>&#8220;Not I,&#8221; said the cow.</p>
<p>&#8220;Not I,&#8221; said the duck.</p>
<p>&#8220;Not I,&#8221; said the pig.</p>
<p>&#8220;Not I,&#8221; said the goose.</p>
<p>&#8220;Then I will do it by myself.&#8221; She planted her crop and the wheat grew<br />
and ripened.</p>
<p>&#8220;Who will help me reap my wheat?&#8221; asked the little red hen.</p>
<p>&#8220;Not I,&#8221; said the duck.</p>
<p>&#8220;Out of my classification,&#8221; said the pig.</p>
<p>&#8220;I&#8217;d lose my seniority,&#8221; said the cow.</p>
<p>&#8220;I&#8217;d lose my unemployment compensation,&#8221; said the goose.</p>
<p>&#8220;Then I will do it by myself,&#8221; said the little red hen, and so she<br />
did.</p>
<p>&#8220;Who will help me bake the bread?&#8221; asked the little red hen.</p>
<p>&#8220;That would be overtime for me,&#8221; said the cow..</p>
<p>&#8220;I&#8217;d lose my welfare benefits,&#8221; said the duck..</p>
<p>&#8220;I&#8217;m a dropout and never learned how,&#8221; said the pig.</p>
<p>&#8220;If I&#8217;m to be the only helper, that&#8217;s discrimination,&#8221; said the goose.</p>
<p>&#8220;Then I will do it by myself,&#8221; said the little red hen.</p>
<p>She baked five loaves and held them up for all of her neighbors to see.<br />
They wanted some and, in fact, demanded a share but the little red hen<br />
said, &#8220;No, I shall eat all five loaves.&#8221;</p>
<p>&#8220;Excess profits!&#8221; cried the cow. (Nancy Pelosi)</p>
<p>&#8220;Capitalist leech!&#8221; screamed the duck. (Barbara Boxer)</p>
<p>&#8220;I demand equal rights!&#8221; yelled the goose. (Jesse Jackson)</p>
<p>The pig just grunted in disdain. (Harry Reid)</p>
<p>And they all painted &#8216;Unfair!&#8217; picket signs and marched around and<br />
around the little red hen, shouting obscenities.</p>
<p>Then the farmer (Obama) came He said to the little red hen, &#8220;You must<br />
not be so greedy.&#8221;</p>
<p>&#8220;But I earned the bread,&#8221; said the little red hen.</p>
<p>&#8220;Exactly,&#8221; said Barack the farmer. &#8220;That is what makes our free<br />
enterprise system so wonderful. Anyone in the barnyard can earn as much<br />
as he wants. But under our modern government regulations, the<br />
productive workers must divide the fruits of their labor with those who<br />
are lazy and idle.&#8221;</p>
<p>And they all lived happily ever after, including the little red hen,<br />
who smiled and clucked, &#8220;I am grateful, for now I truly understand.&#8221;</p>
<p>But her neighbors became quite disappointed in her. She never again<br />
baked bread because she joined the &#8216;party&#8217; and got her bread free. And<br />
all the Democrats smiled. &#8216;Fairness&#8217; had been established.</p>
<p>Individual initiative had died but nobody noticed; perhaps no one cared<br />
so long as there was free bread that &#8216;the rich&#8217; were paying for.</p>
<p>EPILOGUE</p>
<p>Bill Clinton is getting $12 million for his memoirs.</p>
<p>Hillary got $8 million for hers.</p>
<p>That&#8217;s $20 million for the memories from two people, who for eight<br />
years repeatedly testified, under oath, that they couldn&#8217;t remember<br />
anything.</p>
<p>IS THIS A GREAT BARNYARD OR WHAT?</p>
]]></content:encoded>
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		<title>Where To Get Foreclosure Help 800.826.1929</title>
		<link>http://michiganloanhomeinc.com/3230/where-to-get-foreclosure-help-800-826-1929/</link>
		<comments>http://michiganloanhomeinc.com/3230/where-to-get-foreclosure-help-800-826-1929/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 23:10:52 +0000</pubDate>
		<dc:creator>Janet Caldwell</dc:creator>
				<category><![CDATA[Cash For Keys]]></category>
		<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Loss Mitigation]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Principal Reduction]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[Loan Modifications]]></category>

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		<description><![CDATA[It is estimated by 2013
that about 49,000 homeowners in Michigan
with help from nonprofit organizations and
lenders will be able to avoid foreclosure through
3 Step Forward Programs --]]></description>
			<content:encoded><![CDATA[<p>Michigan  State Housing Development</p>
<p>Authority (MSHDA) has so far received</p>
<p>3 Federal awards of nearly a half billion</p>
<p>dollars to help MI homeowners hardest hit</p>
<p>by this economy.   It is estimated by 2013</p>
<p>that about 49,000 homeowners in Michigan</p>
<p>with help from nonprofit organizations and</p>
<p>lenders will be able to avoid foreclosure through</p>
<p>3 Step Forward Programs:</p>
<p>1.  The Unemployment Mortgage Subsidy<br />
Program<br />
2. The Mortgage Loan Rescue Program<br />
3. The Principal Curtailment Program</p>
<p>To learn more about these programs we</p>
<p>encourage distressed homeowners to call</p>
<p>their local realtor to investigate all programs,</p>
<p>options and alternatives to foreclosure.</p>
<p>Michigan Association of Realtors (MARS) and</p>
<p>MSHDA have collaborated in numerous regional</p>
<p>educational foreclosure prevention seminars. </p>
<p>Your realtor can help refer you to one of the</p>
<p>above programs; or the homeowner who is</p>
<p>unemployed, has fallen behind in mortgage payments</p>
<p>or taxes due to an involuntary hardship, or can</p>
<p>no longer afford to make payments due to reduced</p>
<p>income can apply directly at MSHDA&#8217;s Web site</p>
<p>at <a href="http://www.stepforwardmichigan.org">www.stepforwardmichigan.org</a> for any of the</p>
<p>above programs.  If you have any further questions</p>
<p>regarding foreclosure feel free to call Foreclosure</p>
<p>Prevention Institute, LLC at 1.800.826.1929 or call</p>
<p>Depot Realty Inc. at (800) 881-3089.  Talk to Dave,</p>
<p>Janet or Ron.  Also, visit our</p>
<p>websites at ForeclosurePreventionInstitute.com</p>
<p>and DepotRealty.com.</p>
<div id="attachment_709" class="wp-caption alignleft" style="width: 160px"><a href="http://michiganloanhomeinc.com/wp-content/uploads/2010/03/Copyxofxfpilogo13.gif"><img class="size-thumbnail wp-image-709" title="Foreclosure Prevention Institute" src="http://michiganloanhomeinc.com/wp-content/uploads/2010/03/Copyxofxfpilogo13-150x150.gif" alt="http://ForeclosurePreventionInstitute.com" width="150" height="150" /></a><p class="wp-caption-text">Saving America!</p></div>
<p><strong><span style="color: #ff0000;">Hot Line:  800.826.1929</span></strong></p>
<p>Foreclosure Prevention Institute, LLC<br />
271 Viking Dr<br />
Battle Creek, MI  49017<br />
800.826.1929</p>
<p>Depot Realty Inc.<br />
956 Innes St NE<br />
Grand Rapids, MI  49503<br />
800 881-3089</p>
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		<title>Bank Foreclosure Settlement Pending</title>
		<link>http://michiganloanhomeinc.com/3219/bank-foreclosure-settlement-pending/</link>
		<comments>http://michiganloanhomeinc.com/3219/bank-foreclosure-settlement-pending/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 23:02:12 +0000</pubDate>
		<dc:creator>Janet Caldwell</dc:creator>
				<category><![CDATA[Deed in Lieu]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Loss Mitigation]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Principal Reduction]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosure settlement]]></category>
		<category><![CDATA[mortgage principal balance reduction]]></category>

		<guid isPermaLink="false">http://michiganloanhomeinc.com/?p=3219</guid>
		<description><![CDATA[Five percent or about 500,000 homeowners may benefit from this 25 billion
dollar settlement.   Three billion dollars will be made available to
help with Principal balance reductions.
]]></description>
			<content:encoded><![CDATA[<p>The big banks such as Citi, Chase, Wells Fargo,</p>
<p>and Bank of America may finally have an agreement</p>
<p>with the US government and States  to resolve the alleged abuses</p>
<p>involving bank foreclosures.   The banks will be paying some</p>
<p>fines as well as gaining credits for helping homeowners facing</p>
<p>foreclosures.   Investors backing the loans may also be required</p>
<p>to take a hit by settling for less or may benefit if banks turn</p>
<p>nonperforming loans back into performing loans.  Five percent</p>
<p>or about 500,000 homeowners may benefit from this 25 billion</p>
<p>dollar settlement.   Three billion dollars will be made available to</p>
<p>help with Principal Balance Reductions.   Until now banks have been</p>
<p>dragging their feet regarding reducing mortgages for homes that </p>
<p>have had significant drops in market value.  So both servicing companies</p>
<p>and banks will be having to consider principal balance reductions for homes</p>
<p>underwater as well as short sales and deed-in-lieus in place of foreclosures.</p>
<p> The loan modifications will help homeowners obtain affordable and</p>
<p>reasonable new mortgage payments.  Homeowners foreclosed</p>
<p>upon will also not readily receive deficiency judgements from banks.</p>
<p>Overall, this settlement looks fairly good for resolving the issue and</p>
<p>could help to improve the stability of the real estate industry.</p>
<p>&nbsp;</p>
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		<title>China&#8217;s Master Financial Plan Revealed</title>
		<link>http://michiganloanhomeinc.com/3210/chinas-master-financial-plan-revealed/</link>
		<comments>http://michiganloanhomeinc.com/3210/chinas-master-financial-plan-revealed/#comments</comments>
		<pubDate>Sat, 25 Feb 2012 16:36:51 +0000</pubDate>
		<dc:creator>Janet Caldwell</dc:creator>
				<category><![CDATA[Conservatism]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[Unsecured Debt]]></category>
		<category><![CDATA[Gold Standard]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Pan Asia Gold Exchange]]></category>
		<category><![CDATA[stable currency]]></category>
		<category><![CDATA[Yuan versus Dollar]]></category>

		<guid isPermaLink="false">http://michiganloanhomeinc.com/?p=3210</guid>
		<description><![CDATA[ This coming June
the Pan Asia Gold Exchange will be opening.
No longer will British nor African nor
Swedish super banks be able to control and
manipulate the price of gold.  China will
become the power broker.
]]></description>
			<content:encoded><![CDATA[<p>Now we know how China is making<br />
the yuan the most stable and reliable<br />
currency in the world. This coming June<br />
the <a href="http://www.panasiagoldexchange.com/List.asp?L-2842749587.Html">Pan Asia Gold Exchange</a> will be opening.<br />
No longer will British nor African nor<br />
Swedish super banks be able to control and<br />
manipulate the price of gold. China will<br />
become the power broker.</p>
<p>China has been buying up Gold reserves<br />
and has been encouraging its citizenry to buy<br />
as much gold as they can. In China, one can<br />
walk into a gold store to not buy gold jewelry,<br />
but to buy cute little gold bars. In essence,<br />
the yuan will be backed by gold as the dollar,<br />
once was.</p>
<p>Obviously, we have no leadership in<br />
Washington DC who cares about the dollar except<br />
for may be Ron Paul. He&#8217;s been right from day<br />
one except for his crazy foreign policy. We<br />
took the dollar off of the gold standard and<br />
have spent into oblivion. Now, it will be the<br />
yuan not the dollar that will be wanted and<br />
valued and the standard.</p>
<p>No wonder O&#8217;bama is going around the<br />
world apologizing, because he knows the U.S.,<br />
Europe, and the few friends we have left will<br />
be having to suck up to the Chinese for debt<br />
forgiveness like Greece is doing now. We will<br />
also be begging Iran and Brazil for oil since<br />
our dollars will be worthless.</p>
<p>Congress and President O&#8217;bama sure<br />
did a great job at spreading the wealth around<br />
not just at home, but also to the other side of<br />
the world. This is the new reality and if the<br />
American public doesn&#8217;t wake-up and we have 5<br />
more years of O&#8217;bama all of us ugly fat Americans<br />
will soon be living in a hut like President<br />
O&#8217;bama&#8217;s brothers and cousins. The melt down<br />
and crisis is here with a very bleak future.</p>
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		<title>America&#8217;s Drug Cocktails and Addiction</title>
		<link>http://michiganloanhomeinc.com/3194/americas-drug-cocktails-and-addiction/</link>
		<comments>http://michiganloanhomeinc.com/3194/americas-drug-cocktails-and-addiction/#comments</comments>
		<pubDate>Sat, 25 Feb 2012 01:17:33 +0000</pubDate>
		<dc:creator>Janet Caldwell</dc:creator>
				<category><![CDATA[Conservatism]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[drug addiction]]></category>
		<category><![CDATA[drug and alcohol cocktails]]></category>
		<category><![CDATA[holistic medicine]]></category>
		<category><![CDATA[pills]]></category>
		<category><![CDATA[prescription drugs]]></category>
		<category><![CDATA[western medicine]]></category>
		<category><![CDATA[Whitney Houston]]></category>

		<guid isPermaLink="false">http://michiganloanhomeinc.com/?p=3194</guid>
		<description><![CDATA[It's happened again!   Another American Star
hits the dust from drugs and the public wonders
why? It's sad what happened recently to singer
Whitney Houston. I loved listening to her music,
but for the record anyone who has a family
member addicted to drugs (prescriptive or not) or
a family member who has a disease cannot really
be surprised. ]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s happened again!   Another American Star<br />
hits the dust from drugs and the public wonders<br />
why? It&#8217;s sad what happened recently to singer<br />
Whitney Houston. I loved listening to her music,<br />
but for the record anyone who has a family<br />
member addicted to drugs (prescriptive or not) or<br />
a family member who has a disease cannot really<br />
be surprised.   Drugs are lethal, drugs and alcohol<br />
combined is deadly, and the ease for obtaining<br />
prescriptive drugs, over-the-counter drugs,<br />
street drugs and alcohol is incredible and<br />
available on any corner.</p>
<p>Over time, one can obtain numerous drugs which<br />
combined or mixed together makes for a great<br />
suicidal drug cocktail. I know, because I<br />
have a family member who has multiple sclerosis.<br />
She now has pills for the following: (Note:<br />
None of these medicines will cure MS only control<br />
or provide some relief.)</p>
<p>pills to ease the pain<br />
pills to ease anxiety<br />
pills to ease nauseum<br />
pills to prevent ulcers<br />
pills to make her happy<br />
pills to improve spasticity<br />
pills to control her urine flow<br />
pills to stop MS episodes (steroids)<br />
drops to help with dry eyes<br />
a shot for protein</p>
<p>I can&#8217;t even guess what the side<br />
effects are &#8212; let alone when mixed<br />
together. Then there are the overcounter<br />
drugs like Ibuprofen and numerous vitamins,<br />
and in Michigan one can legally add medical<br />
marijuana to the mix.</p>
<p>To get a prescriptive drugs one simply goes to<br />
the doctor, but a patient who is in pain, addicted or<br />
dissatisfied with a doctor will visit many doctors<br />
until they find one who will help them or give them<br />
what they &#8220;want.&#8221;  Each new and old doctor asks<br />
the new patient what drugs they are currently taking<br />
and the doctors have to rely on the patient&#8217;s &#8220;truthful&#8221;<br />
response.  Evidently, there is no central historical<br />
record of all drugs prescribed.  Maybe with Obamacare<br />
there will be, but for now people change insurance<br />
companies, pharmacies, hosiptals, clinics and doctors<br />
all of the time and may visit other States to boot<br />
so it is probably impossible at this time to keep track<br />
of all the prescriptive drugs prescribed to an individual.</p>
<p>If one has a lot of money or is on medicare or medicaid<br />
it is probably easier than ever to get drugs. Think about<br />
this, Government would like the disabled and seniors who<br />
no longer contribute to society to go away and die. It is<br />
too expensive to keep you alive. To ensure this, long ago<br />
the American Psychic was formed and trained into believing<br />
that a &#8220;pill&#8221; or a prescriptive medicine can cure<br />
whatever ails them. The politicians also forgot<br />
to close the &#8220;southern&#8221; door. They are leaving it wide<br />
open to allow for the flow of illegal drugs. After<br />
all, the American people demand for drugs is at an all<br />
time high. I would like to do a study on the amount of<br />
drug use as it relates to the past and current economy.</p>
<p>Sure, there have been some miracle drugs and vaccines<br />
but most drugs taken only help to mask our health and<br />
our economic problems. Whitney Houston and Michael<br />
Jackson I hear both were addicted to drugs and had<br />
financial difficulties.</p>
<p>There is though still hope for the living. Rumors are<br />
that there is a cancer and MS cure around the corner.<br />
More importantly, it is interesting that more and more<br />
people are turning back to nature to cure their cancers<br />
diseases, and also to strengthen their immune systems.<br />
However, the public rarely hears this. The masses<br />
continue to love and believe in their &#8220;Western&#8221; drugs,<br />
and so the vicious cycle continues as doctors keep<br />
writing prescriptions and the drug pushers keep peddling<br />
their wares on every street corner in America. Hope<br />
and change though is in the air, because as medical and<br />
insurance costs skyrocket people will be forced to turn<br />
to nature. It&#8217;s what they will be able to afford.</p>
<p>P.S. For you conservatives be happy, the free market in the<br />
end reigns again! Michelle O&#8217;bama will be happy too, because<br />
we will all be drinking and eating healthier. O&#8217;bama might cry and<br />
complain though, because our bodies will be strong and<br />
finally immune to the left&#8230;but it&#8217;s all Bush&#8217;s fault.</p>
<p>P.P.S. Cheers our suffering and pain will be over as America<br />
wakes up to this administration&#8217;s destructive cocktail.<br />
Perhaps even Hollywood might help to spread the word as they<br />
see their own pocketbooks shrinking and the need for<br />
limiting drug use among their friends and peers.</p>
]]></content:encoded>
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		<title>Avoid Long Waits For Service Calls</title>
		<link>http://michiganloanhomeinc.com/3202/avoid-long-waits-for-service-calls/</link>
		<comments>http://michiganloanhomeinc.com/3202/avoid-long-waits-for-service-calls/#comments</comments>
		<pubDate>Sat, 25 Feb 2012 00:46:57 +0000</pubDate>
		<dc:creator>Janet Caldwell</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[customer service representative]]></category>
		<category><![CDATA[fast service]]></category>
		<category><![CDATA[on hold]]></category>
		<category><![CDATA[telephone service calls]]></category>

		<guid isPermaLink="false">http://michiganloanhomeinc.com/?p=3202</guid>
		<description><![CDATA[A Tip on how to avoid long waits for customer service.
Try this phone application.
]]></description>
			<content:encoded><![CDATA[<p>Ever had to wait hours<br />
to speak to a customer<br />
service representative?<br />
Then try this new technique.</p>
<p>Avoid long waits for customer service.<br />
Go to <strong>http://fastcustomer.com </strong>or use cell phone<br />
&amp; send text message with company&#8217;s name<br />
to <strong>936 225-5757</strong>. Within minutes you will<br />
receive a phone call from a customer service<br />
representative and skip the long hold times.<br />
It&#8217;s easy to use and free.</p>
<p>If you have a smart phone download<br />
<strong>fastcustomer&#8217;s app</strong> to access<br />
3,000 companies. Select a company from the<br />
list and choose the &#8220;Have someone call me&#8221;<br />
option.</p>
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		<title>Crisis on the Borders</title>
		<link>http://michiganloanhomeinc.com/3182/crisis-on-the-borders/</link>
		<comments>http://michiganloanhomeinc.com/3182/crisis-on-the-borders/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 04:51:07 +0000</pubDate>
		<dc:creator>Janet Caldwell</dc:creator>
				<category><![CDATA[Conservatism]]></category>
		<category><![CDATA[Politics and News]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[immigration]]></category>
		<category><![CDATA[Jan Brewer]]></category>
		<category><![CDATA[securing our borders]]></category>

		<guid isPermaLink="false">http://michiganloanhomeinc.com/?p=3182</guid>
		<description><![CDATA["O'bama is only interested in himself and
 not really tackling the tough issues such as
 immigration on the border.]]></description>
			<content:encoded><![CDATA[<p>I think <a href="http://video.foxnews.com/v/1416696729001/brewer-describes-unexpected-obama-confrontation/?playlist_id=87485 ">Jan Brewer</a>, Governor of Arizona,<br />
hit the nail on the head when she said,<br />
&#8220;O&#8217;bama is only interested in himself and<br />
not really tackling the tough issues such as<br />
immigration on the border.&#8221; President O&#8217;bama<br />
only wants to talk about himself.  It&#8217;s I, I,<br />
and I.</p>
<p>It&#8217;s a fact that he has yet to visit the southern<br />
border.   To win the next presidential election<br />
O&#8217;bama will personally have to be attacked as he<br />
demonstrates so well in attacking every front<br />
runner of the GOP Party.   This is how he<br />
was taught to win &#8211; typical of Chicago politics.</p>
<p>So, if you want to beat President O&#8217;bama, the<br />
campaign must get nasty and personal. One<br />
cannot be polite and politically correct and<br />
expect to win. Newt is probably the only<br />
candidate who can run this type of campaign. He<br />
can directly point the finger like <a href="http://video.foxnews.com/v/1416696729001/brewer-describes-unexpected-obama-confrontation/?playlist_id=87485">Jan<br />
Brewer </a>did so well.</p>
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