Michigan Today — Home And Health Care

The American Dream for many is to own your own home.
I have a friend that said,”Why should you buy a home, when taxes alone can steal
your home?” I had to ponder that thought, and say maybe he is more right than most.
Dave Ramsey preaches for homeowners to pay-off their homes and live like no other.
I think may be the government even has Dave Ramsey fooled.

For example, you have heard of imminent domain? This is when the government
comes in and forces you out when your property is deemed needed not in the best
 ”use.” Often times, one’s property is considered in the way of progress (needed for
a highway, shopping mall, or corporate/governmental offices etc.). In the City of
Grand Rapids not too many years ago, I remember a man who had refused to sell
his house to city developers, because it was his homestead. He had lived there his
whole life. Being a somewhat conservative town, the City of Grand Rapids in the end
decided to leave the old man alone, but did pave a parking lot around his whole house.
I speculate, though, that they raised his taxes to accomodate the change in zoning
from residential to commercial. When he died they razed his home.

Years ago, I, too, remember a neighbor who owned a cottage on Higgins Lake who every year
complained about his taxes. His taxes on his lake front property would double or triple due
to property assessments and/or increases in school millage. He would try and fight the
increases, or just kick and whine to his neighbors. He believed that the school district had
over reached its boundary by taxing Lake Front Property at higher rates than the town
itself. He was probably ahead of his time, but being a staunch Republican saw it as a matter
of redistribution of the wealth. Later on, Michigan passed the Headley amendment. Schools
were to be funded through the lottery. Charter schools also popped up to cut costs, because
by law they don’t have to follow the same funding rules as the public schools.

Today, I believe that we all may be taxed out of our homes. In the wind, I hear of a
National Tax to help pay for this huge deficit spending, new taxes on energy (Cap and Tax),
taxing without representation on anything considered a public safety issue, higher property
taxes, and health insurance taxes. What happens when retirees on fixed incomes cannot
pay all of these taxes? Further, what happens when social security goes bust? Forget
pensions, and due to the high unemployment rates many people’s savings have all been
depleted.

How many of you have received a ticket lately while driving your automobile? My husband
got a ticket, while driving, for having his right rear tire “touch” the solid white line near the
shoulder of the road. The policeman shouted at him for not driving in the center of the lane,
but did say he could fight the ticket. It was a windy day. The ticket itself cost $40, but other
fees and city taxes attached drove the cost of the ticket up to $181.00. We, the public, are told
that the police do not have a quota but, on the other hand, if they don’t get enough revenue
coming in they will be losing their jobs. Oh, and don’t try to fight the ticket, because the
judges pay is also tied directly to these tickets. The point is that you don’t even know that
you are being taxed. How creative can these politicians and public officials get?

Let’s now look at foreclosures. There are about 130 million homes in America. Did you know
that about twenty-six million homes are in preforeclosure, foreclosure or upside down. All of these
foreclosures are affecting even innocent homeowners who have faithfully been paying down on
their mortgages. Their homes have plunged in value, but the assessed values have not dropped
to any considerable amount. It is interesting too that several States are demanding that the
Lenders who have foreclosed on the properties take care of the lawns and make all repairs needed
before renting or selling the homes. That’s probably good, but the lenders are instead deciding
to just walk away from all of these vacant properties.

What is a city or state to do with all of these vacant homes? If you think in terms of the big
picture and the grand scale of socialism, the government doesn’t believe in private property.
Either the homes can be bull dozed down and made into parks, or the homes can be changed into
Section 8 homes. The government will just give these homes to low income people with rent subsidies.
However, Los Angeles and New York City have run out of section 8 money, because they are bankrupt.
So, I guess everyone will be living on the street in the near future. The government wants your home
and all of your money. If they could tax the air you breathe they would. No joke. Maybe, I will
invest in tents.

Wake up America and smell the coffee! It is not that your taxed to death, it’s that you are now
taxed before you are born and have no means of truly owning your own home or castle. This system
is corrupt and at any minute the government can and will raise your taxes to tax you out of your home.
We are all to be renters and beggars. Now if you are facing foreclosure or upside down in your home
and do want to save your home, call Dave today at 800.826.1929 to discuss
your situation and find a real solution. Dave will also help anyone who wants to delay foreclosure or
who wants to just walk-away. If you do it the right way, you can save a lot of your hard-earned money.